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Money Basics — Complete Syllabus (Kids + Teens)

பண அடிப்படைகள் — முழு பாடத்திட்டம்

Course: Money Basics for Kids

Full 16-lesson learning path across both Money Basics courses — from what money is to digital payments, budgeting, and teen money planning.

About this syllabus

This syllabus covers both Money Basics courses: Kids (8 lessons) and Teens (8 lessons) — 16 lessons total, approximately 3.6 hours of guided self-learning. Ages 8–15.

Part 1 — Money Basics for Kids (8 lessons · ~1.7 hours)

Builds fundamental money habits: needs vs wants, saving, spending wisely, budgeting, and a personal money plan.

1
What Is Money?பணம் என்றால் என்ன?12 min
  • Explain what money is and why people use it
  • Understand the difference between price and value
Barter → moneyPrice vs valueATMs
2
Needs vs Wantsதேவைகள் vs விருப்பங்கள்13 min
  • Define needs and wants with examples
  • Use the 3-question test before spending
Needs first3-question testSame item can be both
3
How People Earn Moneyபணம் எப்படி சம்பாதிப்பது?12 min
  • Explain earning through jobs, services, businesses
  • Understand effort → reward connection
Jobs/Services/BusinessNo shortcuts
4
Saving and Goalsசேமிப்பு மற்றும் இலக்குகள்14 min
  • Set a saving goal with amount and timeframe
  • Apply 'pay yourself first' habit
Pay yourself firstGoal: what + how much + how long
5
Spending Wiselyபுத்திசாலித்தனமாக செலவழித்தல்14 min
  • Compare products for value-for-money
  • Identify and resist impulse buying
3-question checkWait and thinkCompare
6
Budgeting Basicsபட்ஜெட் அடிப்படைகள்15 min
  • Create a 3-part budget: needs, savings, wants
  • Use the envelope method
Needs → Savings → WantsEnvelope method
7
Borrowing and Sharingகடன் வாங்குதல் மற்றும் பகிர்தல்13 min
  • Explain borrowing with the rule of returning
  • Know that sharing is a choice, not an obligation
Always returnSharing = choiceInterest
8
Your Money Plan (Capstone)உங்கள் பணத் திட்டம்15 min
  • Write a personal money plan with 5+ rules
  • Combine needs vs wants, saving, budgeting, spending
5+ rulesWrite it downReview monthly

Part 2 — Money Basics for Teens (8 lessons · ~1.9 hours)

Extends Kids into real teen money life: digital payments, peer pressure, scam awareness, banking, and a teen money plan.

9
Your Money World Is Changingஉங்கள் பண உலகம் மாறுகிறது14 min
  • Recognise how teen money differs from childhood
  • Identify digital payments, peer pressure, bigger amounts
Bigger stakesDigital moneySlowing down
10
Digital Payments — UPI, Cards & Safetyடிஜிட்டல் பணம் செலுத்தல்15 min
  • Explain how UPI works
  • Apply 5 digital payment safety rules
UPI = real moneyNever share PIN/OTPNo undo
11
Peer Pressure & FOMOசகாக்கள் அழுத்தம் & FOMO14 min
  • Identify peer pressure, FOMO, and marketing
  • Use the 3-day rule for unplanned purchases
3-day ruleFOMO = manufacturedYour choice
12
Bigger Goals, Smarter Savingபெரிய இலக்குகள், புத்திசாலி சேமிப்பு14 min
  • Plan ₹1,000+ goals with timeline and milestones
  • Calculate weeks needed at different saving rates
3 numbersMilestones at 25/50/75%Never dip
13
Real Teen Budgetingஉண்மையான இளைஞர் பட்ஜெட்15 min
  • Apply 50-30-20 rule for teens
  • Track spending for one week
50% needs, 20% save, 30% wantsTrack everything
14
Scams, Traps & Too-Good-To-Be-Trueமோசடிகள் & பொறிகள்14 min
  • Identify 5 scam warning signs
  • Recognise common teen-targeted scams
5 warning signsNo one doubles moneyBlock + tell
15
Understanding Banksவங்கிகளைப் புரிந்துகொள்ளுதல்15 min
  • Explain how savings accounts and interest work
  • Know requirements for opening a minor's account
Interest = bank pays you4% on ₹10K = ₹400/yr
16
Your Teen Money Plan (Capstone)இளைஞர் பணத் திட்டம்16 min
  • Write a 7+ rule Teen Money Plan
  • Cover digital safety, saving, budgeting, scams, banking
7+ rulesAll 6 areasReview monthly

Part of these learning packs

Teacher Printable Bundle

Print once, use all term — syllabi, practice sheets, and progress tracking for all 14 courses

Full 16-lesson money track overview. Print for life skills class groups.

These packs include this resource alongside other printables, tools, and study guides — curated for a specific goal. View all packs →

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