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Money Basics — Complete Syllabus (Kids + Teens)
Money Basics — Complete Syllabus (Kids + Teens)
Course: Money Basics for Kids
Full 16-lesson learning path across both Money Basics courses — from what money is to digital payments, budgeting, and teen money planning.
About this syllabus
This syllabus covers both Money Basics courses: Kids (8 lessons) and Teens (8 lessons) — 16 lessons total, approximately 3.6 hours of guided self-learning. Ages 8–15.
Part 1 — Money Basics for Kids (8 lessons · ~1.7 hours)
Builds fundamental money habits: needs vs wants, saving, spending wisely, budgeting, and a personal money plan.
- Explain what money is and why people use it
- Understand the difference between price and value
- Define needs and wants with examples
- Use the 3-question test before spending
- Explain earning through jobs, services, businesses
- Understand effort → reward connection
- Set a saving goal with amount and timeframe
- Apply 'pay yourself first' habit
- Compare products for value-for-money
- Identify and resist impulse buying
- Create a 3-part budget: needs, savings, wants
- Use the envelope method
- Explain borrowing with the rule of returning
- Know that sharing is a choice, not an obligation
- Write a personal money plan with 5+ rules
- Combine needs vs wants, saving, budgeting, spending
Part 2 — Money Basics for Teens (8 lessons · ~1.9 hours)
Extends Kids into real teen money life: digital payments, peer pressure, scam awareness, banking, and a teen money plan.
- Recognise how teen money differs from childhood
- Identify digital payments, peer pressure, bigger amounts
- Explain how UPI works
- Apply 5 digital payment safety rules
- Identify peer pressure, FOMO, and marketing
- Use the 3-day rule for unplanned purchases
- Plan ₹1,000+ goals with timeline and milestones
- Calculate weeks needed at different saving rates
- Apply 50-30-20 rule for teens
- Track spending for one week
- Identify 5 scam warning signs
- Recognise common teen-targeted scams
- Explain how savings accounts and interest work
- Know requirements for opening a minor's account
- Write a 7+ rule Teen Money Plan
- Cover digital safety, saving, budgeting, scams, banking
Part of these learning packs
These packs include this resource alongside other printables, tools, and study guides — curated for a specific goal. View all packs →
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