Abacus for Children — Level 3· Lesson 6 of 10

10-விதி: தண்டுகளில் கடன்

10-Rule: Borrow Across Rods

~14 min

Free

When a rod can't give enough beads to subtract, borrow from the rod to its left. Master borrowing across tens and hundreds rods in three-digit subtraction.

By the end of this lesson you will be able to— இந்த பாடத்தின் இறுதியில்

  • Borrow from tens to ones when ones rod has insufficient beads
  • Borrow from hundreds to tens when tens rod has insufficient beads
  • Execute a double borrow in one calculation

Let's Learn

What you will learn today

Apply the 10-complement rule to borrow from tens to ones, and from hundreds to tens.

🔁

Recall: 10-rule borrowing from Level 2

When ones rod can't subtract directly (current value < digit being subtracted): −1 from tens, +complement of N to ones. The rod you borrow from shrinks by 1. The rod you add to gains the complement.

In Level 3 you also borrow from the hundreds rod into the tens rod using the exact same rule. Tens can't subtract → borrow from hundreds. The rule never changes — only the rod pair changes.

📐 213 − 5 = 208

Ones: 3 − 5 → can't! Borrow from tens: −1 from tens (1→0), +complement of 5 (=5) to ones: 3+5=8. Hundreds: 2 unchanged. Result: 208.

  1. 1Show 213: hundreds=2, tens=1, ones=3
  2. 2Subtract 5 from ones: 3<5, can't! Borrow.
  3. 3Tens: −1 (1→0)
  4. 4Ones: +complement of 5 (=5): 3+5=8
  5. 5Hundreds: unchanged = 2
  6. 6Result: 208
Hunds
|
Tens
|
Ones
208

📐 230 − 50 = 180

Tens: 3 − 5 → can't! Borrow from hundreds: −1 from hundreds (2→1), +complement of 5 (=5) to tens: 3+5=8. Ones: 0 unchanged. Result: 180.

  1. 1Show 230: hundreds=2, tens=3, ones=0
  2. 2Subtract 5 from tens (subtract 50): 3<5, can't! Borrow.
  3. 3Hundreds: −1 (2→1)
  4. 4Tens: +complement of 5 (=5): 3+5=8
  5. 5Ones: unchanged = 0
  6. 6Result: 180
Hunds
|
Tens
|
Ones
180
💡

The borrow direction is always right

Borrowing always goes one rod to the RIGHT (from higher to lower place value). Ones can't subtract → borrow from tens (one left). Tens can't subtract → borrow from hundreds (one left of tens). The borrowed rod loses 1.

🔍

Forgetting which rod gets the complement

The complement always goes to the rod that NEEDED the borrow — not the rod that gave it. In 213−5: ones needed the borrow, so ones gets the complement (+5). Tens gave the borrow, so tens loses 1.

✏️

352 − 6 = 346

Subtract 6 from 352. The ones rod (2) cannot subtract 6 directly.

🎯 Goal: Show the number 346

Hunds
|
Tens
|
Ones
Your abacus shows: 0

Challenge Round

341 − 70 = 271

Subtract 70 from 341. The tens rod (4) cannot subtract 7 directly.

🎯 Goal: Show the number 271

Hunds
|
Tens
|
Ones
Your abacus shows: 0
🌟

Borrowing in three-digit problems uses the same 10-rule from Level 2. Ones can't subtract → borrow from tens. Tens can't subtract → borrow from hundreds. Borrowed rod: −1. Borrowing rod: +complement.

Next: Cascading Carries and Borrows — when the same problem needs both.

Key Points

  • Borrow = ones can't subtract → −1 from tens; tens can't subtract → −1 from hundreds
  • 10-rule: −1 from next rod, +10-complement to current rod
  • 213 − 5 = 208: ones 3<5 → borrow from tens, tens 1→0, ones +5 → 8
  • 230 − 50 = 180: tens 3<5 → borrow from hundreds, hundreds 2→1, tens +5 → 8
  • Borrow always goes from left to right (higher to lower rod)
G

Glossary

சொல் அகராதி

Borrow

கடன் கொள்

Borrow from hundreds

நூறுகளிலிருந்து கடன்

Complement

நிரப்பு

Can't subtract

கழிக்க முடியாது

Decrease

குறை

Practice Activities

Speed Drill · விரைவு பயிற்சி

Borrow Drill — Three-Digit Subtraction

8 problemsType the answer, press EnterYour time is recorded — try to beat it next time!

Quizவினாடி வினா

Answer each question to check your understanding.

Question 1 of 4

413 − 8 = ? (Ones: 3 < 8, borrow from tens)

Match the Termsபொருத்துக

Click a term on the left, then click its matching definition on the right.

MMatch terms to their definitions

Click a term, then click its matching definition.

Terms

Definitions

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